Independent Medicare Broker in North Carolina | Free Plan Comparison | GenerationHealth.me
Serving Central North Carolina Independent Broker

Your independent Medicare broker in North Carolina.

Not a call center. Not a single-carrier agent. An independent, licensed broker who compares plans from every major carrier — Humana, Aetna, UnitedHealthcare, Blue Cross — and shows you the real numbers for your ZIP code. Free, always.

Licensed NC Agent Free, No Obligation No SSN Required Same-Day Callbacks
Get Your Free Plan Comparison
We’ll compare plans for your ZIP code and call you — usually within 30 minutes.

By submitting, you consent to be contacted by a licensed agent about Medicare or ACA plans. Not a government site. No obligation to enroll.

or call directly
(828) 761-3326 Mon – Fri  ·  8am – 7pm ET
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Or call now: (828) 761-3326
🏆  Top-Rated Independent Agent 📋  CMS Certified Annually 🔒  Not a Government Site 📍  Serving NC Statewide
What We Compare

Every plan type, side by side.

We pull real plan data for your ZIP code — premiums, copays, drug tiers, and provider networks — so you can see exactly what each plan costs and covers.

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Medicare Advantage

Medicare Advantage (Part C)

All-in-one plans that bundle hospital, medical, and often dental, vision, and prescriptions — many with $0 monthly premiums.

  • Compare HMO, PPO, and PFFS plans in your county
  • See which plans include your doctors in-network
  • Review drug formularies tier-by-tier
  • Understand your real max out-of-pocket
Compare Advantage plans →
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Medicare Supplement

Medicare Supplement (Medigap)

Standardized plans that fill the gaps in Original Medicare — predictable costs, no network restrictions, and nationwide coverage.

  • Compare Plan G, N, and other letter plans
  • See premiums from Aetna, Mutual of Omaha & more
  • No referrals — see any Medicare-accepting doctor
  • Pair with a Part D plan for prescription coverage
Compare Supplement plans →
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Part D Drug Plans

Part D Prescription Coverage

Standalone drug plans that work with Original Medicare and Medigap. We check your specific medications against each plan’s formulary.

  • Enter your prescriptions for a personalized match
  • Compare monthly premiums and annual deductibles
  • Check preferred pharmacy pricing in your area
  • Avoid the coverage gap with the right tier placement
Compare drug plans →
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ACA Marketplace

ACA / Marketplace Plans

Individual and family health coverage for those under 65. Premium tax credits may drastically lower your monthly costs.

  • Estimate your subsidy based on household income
  • Compare Bronze, Silver, Gold & Platinum tiers
  • Verify your doctors and prescriptions are covered
  • Carriers include Blue Cross NC & Ambetter
Check ACA eligibility →
Why an Independent Broker

Not a website.
A real comparison.

Online plan finders miss the details that matter most — like whether your doctors are actually in-network or your medications are on the right tier. We check everything.

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Every Carrier, One Comparison

We represent multiple carriers — not just one. You see the full picture for your county, not a single company’s pitch.

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Doctor & Rx Verified First

Before recommending anything, we confirm your providers are in-network and your prescriptions are covered at the best tier.

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One Agent, Direct Line

You get Rob directly — not a 1-800 number. Licensed in NC and certified with every major carrier in your area.

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Zero Obligation, Always

No pressure to enroll. We’re compensated by carriers only if you choose to enroll — our guidance costs you nothing.

Plans We Compare
🏥 Medicare
⭐ Medicare Advantage
🛡 Medicare Supplement
💊 Part D Drug Plans
👪 ACA Marketplace
🦷 Dental & Vision

We do not represent every plan available in your area. Plan availability varies by county and enrollment period.

Service Area

Serving communities across
North Carolina.

Licensed statewide and certified with every major carrier. Whether you’re in the Triangle, the Triad, or anywhere in between — we compare plans for your exact county.

Raleigh
Wake County
Durham
Durham County
Greensboro
Guilford County
Burlington
Alamance County
Cary
Wake County
Chapel Hill
Orange County
Fayetteville
Cumberland County
Winston-Salem
Forsyth County
Sanford
Lee County
Henderson
Vance County
Apex · Holly Springs
Wake County
+ All NC Counties
Licensed Statewide
Client Reviews

What North Carolina residents
are saying.

★★★★★

“I had no idea how different Medicare Advantage plans could be in the same ZIP code. Rob laid out four options side-by-side and I could finally see why one plan saved me $1,200 a year.”

JK
James K.
Durham, NC · Medicare Advantage Comparison
★★★★★

“I was comparing plans online for weeks and getting nowhere. One call with Rob and I had a clear picture of what each plan actually costs — including drug coverage. Should have called sooner.”

PR
Patricia R.
Raleigh, NC · Medicare Plan Comparison
★★★★★

“Rob compared my Medigap premiums across five carriers and found one that was $40 less a month for the exact same Plan G coverage. That’s almost $500 a year I was leaving on the table.”

TM
Thomas M.
Cary, NC · Medigap Comparison
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✓ Licensed NC Agent
Rob Simm
Licensed Independent Medicare Broker · GenerationHealth.me

Rob is a licensed, independent health insurance broker serving all of North Carolina. He specializes in Medicare Advantage, Medicare Supplement, and ACA Marketplace plans — helping individuals and families cut through the noise and find coverage that actually fits their lives.

Certified annually with top national carriers and trained to CMS compliance standards. When you call Rob, you get Rob — not a call center, not a script, not a transfer queue. Just clear, honest guidance from someone who works for you, not a single insurance company.

Medicare Advantage ACA Marketplace Medicare Supplement Part D Drug Plans Special Enrollment NC Licensed Statewide

Ready to compare your options?

Takes 15 minutes. No paperwork, no obligation. Just a clear side-by-side comparison from a licensed independent broker who works for you — not a carrier.

Important Disclosures — GenerationHealth.me is operated by Robert Simm, a licensed independent insurance agent. This is not a government website and is not affiliated with or endorsed by the U.S. government, the federal Medicare program, CMS, or any state Medicaid agency.

Participating sales agencies represent Medicare Advantage [HMO, PPO, and PFFS] and stand-alone PDP prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. The Medicare plans represented are PDP, HMO, PPO, or PFFS plans with a Medicare contract.

We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) at 1-855-408-1212 (NC) to get information on all of your options. Enrollment in a plan may be limited to certain times of the year unless you qualify for a Special Enrollment Period or are in your Medicare Initial Enrollment Period.

Not all plans offer all benefits. Benefits, premiums, and cost-sharing may vary by plan, carrier, and location. Deductibles, copays, coinsurance, limitations, and exclusions may apply. There is no obligation to enroll. We may receive compensation from insurance carriers when you enroll in a plan — this does not affect the price you pay.

By submitting your information on this page, you consent to be contacted by a licensed insurance agent about Medicare Advantage, Medicare Supplement, Part D Prescription Drug, and/or ACA Marketplace plans. This agreement does not affect your current or future Medicare enrollment status. Your consent can be revoked at any time by contacting us directly.

© 2026 GenerationHealth.me · Robert Simm · All Rights Reserved
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