Skip to main content 📞
(828) 761-3326
Licensed • Independent • No-Obligation

Compare health plans
in minutes,
not hours.

Check your doctors, prescriptions, and real costs side-by-side—Medicare Advantage, ACA Marketplace, or Supplement. Free guidance from a local NC broker.

Compare Plans Free → 📞  Call (828) 761-3326
★★★★★5.0 Google Rating
Licensed in NC, TX & GA
500+ Families Helped
The way it should work
Research freely.
Decide when you're ready.

Browse plans, compare costs, and ask questions — with no obligation to do anything until it makes sense for you.

🔒
Your information stays private
Never sold, never shared with lead companies.
📬
No unwanted follow-up
You control if and when someone reaches out.
🤝
Free guidance, zero pressure
Independent advice. No quotas. No commissions driving the recommendation.
$0Cost to you
12+Years local
NCLicensed & local
NC License #10447418 AHIP Certified ★ 5.0 — 20 Google Reviews No Spam Calls · $0 Cost (828) 761-3326

Pick your path. Compare in minutes.

No signup, no SSN, no Medicare ID. Just honest side-by-side plan comparisons.

🏥 Medicare (65+)

Medicare Plan Comparison

See what you'll actually pay—networks, prescriptions, copays, and your yearly max out-of-pocket.

🩺
Doctors & hospitalsConfirm your providers are in-network before you commit
💊
Prescriptions & pharmacyCheck drug coverage and preferred pharmacies by plan
💵
Real total costsPremiums, copays, deductibles, and true out-of-pocket max
Compare Medicare Plans → Call Rob

Tip: Have your ZIP code, doctors, and current medications ready.

👪 ACA Marketplace (Under 65)

ACA Plan Comparison

Balance premiums vs. deductibles, confirm networks, and see your subsidy estimate with real NC plan data.

👪
Household & subsidiesPricing varies by income and household size — see your actual number
📊
Premium vs. deductibleSee the real tradeoff between monthly cost and care-time cost
🏥
Network & prescriptionsConfirm doctors, hospitals, and drug coverage before enrolling
Compare ACA Plans → Call Rob

Tip: Have household size, estimated income, ZIP, and prescriptions ready.

How it works

Three steps. No surprises. No pressure.

1
📍
Enter your ZIP

We show plans available in your specific NC county — pricing and networks vary by location.

2
⚖️
Compare side-by-side

Check your doctors, prescriptions, premiums, copays, and out-of-pocket max — all in one clear view.

3
✔️
Enroll or call Rob

Enroll online when you're ready, or call for free guidance from a licensed local advisor. No obligation, ever.

⏱ Takes about 5 minutes

Why call Rob instead of a 1-800 number?

Not all Medicare help is created equal. Here's what actually changes when you work with a local independent broker.

Comparison
★ Local Independent
Rob at GenerationHealth
📞 National Call Center
1-800 / TV Ad Agent
👥Who you talk to
✓ Same licensed advisor, every call
✕ Different rep each time, often scripted
📍Local market knowledge
✓ Knows NC plans, networks & county rules
✕ National call center, no local context
🛡Independence from carriers
✓ All major carriers — recommends best fit
⚠ Often limited to a few preferred plans
📞Follow-up & callbacks
✓ Returns calls — over 20 reviews confirm it
✕ Queue-based, often no direct callback
🔝Your data & privacy
✓ One broker — info never sold to other agents
✕ Data often shared with multiple agents
💰Cost to you
✓ Always $0 — Rob is paid by the carrier
✓ Also free to you — carrier-paid
📋Doctor verification
✓ Confirms your specific doctors before enrolling
⚠ Rarely done — you check yourself
📞  Call Rob
Hold music…
“
Robert S. took my insurance problem and found a solution. Professional, thorough, and he actually returns calls.
★★★★★
— Pamela Parker-Ratcliff, NC · Read all 20 Google Reviews →
Rob Simm, Licensed Medicare and ACA Insurance Broker, Durham NC
Rob Simm
Licensed Medicare & ACA Advisor
NC #10447418AHIP CertifiedDurham, NC
★★★★★
5.0
20 Reviews
“
A word from Rob

The word that keeps coming back is helpful.

I watch the reviews scroll by sometimes and I forget. I forget how many people I’ve actually helped. Then I read the words again — Edna, Deborah, Janet, Melvin, Lana, Joan — and the word that keeps coming back, over and over, is helpful.

He guided. He found a solution. He returns calls. Just… helpful.

That’s the best thing anyone could say about what I do. Because this stuff is confusing. Medicare alone has Parts A, B, C, D, Medigap, Advantage, open enrollment, special enrollment — and that’s before you even look at a plan. Most people don’t want to become an expert. They just want someone who’ll sit with them, listen, and help them figure it out.

There is only one rule when it comes to health insurance: place the person in the best plan — not based on your financial needs, but the needs of the client.

If you’re reading this and you’re not sure where to start — that’s okay. That’s exactly why I’m here.

Rob Simm
Licensed Health Insurance Advisor
Founder, GenerationHealth.me • (828) 761-3326
Available now

Not sure which plan is right for you?

Pick what describes you best. No signup, no SSN — just quick guidance.

★★★★★
5.0
Google Rating
500+
Families Helped
12+
Years Experience
NC, TX & GA
Licensed States
$0
Cost to Compare

Frequently asked questions

Clear answers about Medicare, ACA, and how we help.

What does GenerationHealth.me help with?
We help you understand, compare, and enroll in Medicare and ACA health coverage—with guidance tailored to your situation. Think of us as your personal guide through the insurance maze.
Do you help with Medicare Advantage, Supplement, and Part D?
Yes. We help you explore Medicare Advantage (Part C), Medicare Supplement (Medigap), and Part D prescription coverage, including side-by-side comparisons and next steps for enrollment.
Can you help me figure out if I qualify for ACA savings?
Yes. We walk through household size, estimated income, and coverage needs to help you understand potential premium tax credits and cost-sharing reductions that could lower your monthly cost.
Is this service free?
Comparing plans is always free. We may receive compensation from insurance carriers when you enroll, but this never affects the price you pay for coverage.
Who qualifies for Medicare vs. ACA?
Medicare generally covers people 65+, or those under 65 with qualifying disability, ESRD, or ALS. ACA Marketplace plans are for people under 65 who don’t have Medicare, with pricing based on household size and income.
Can I keep my doctor?
Each plan has its own network. When you use the comparison tool, you can check whether your specific doctors and hospitals are in-network before you commit to anything.
When can I enroll?
Medicare Annual Enrollment runs October 15 through December 7. ACA Open Enrollment runs November 1 through January 15. You can also enroll outside these windows if you have a qualifying life event (job loss, moving, turning 65, etc.).
Why use a local broker instead of Medicare.gov or 1-800-MEDICARE?
Medicare.gov shows you what plans exist, but doesn’t tell you which one fits your specific doctors, drugs, and budget. A local independent broker like Rob can verify your providers, price your medications across every plan, and give you a total annual cost—not just a monthly premium number. And it costs you nothing extra.

Robert Simm, Licensed Health Insurance Broker

Licensed in North Carolina, Texas & Georgia·NPN 10447418·AHIP Certified for Plan Year 2027

12+ Years · 500+ Families Served · Your Data Never Shared

Robert Simm is the licensed insurance broker behind GenerationHealth (generationhealth.me), an independent brokerage serving Medicare, ACA Marketplace, and supplemental health coverage across North Carolina, Texas, and Georgia under NPN 10447418.

Rob works directly with every client — no call center, no lead handoff. Plan comparisons on this site are built from CMS Plan Benefit Package data compiled by GenerationHealth, not from carrier marketing material.

Phone(828) 761-3326

Text828-761-3326

Emailrobert@generationhealth.me

Office2731 Meridian Pkwy, Durham, NC 27713

GenerationHealth is not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1–800–MEDICARE, 24 hours a day / 7 days a week, or consult www.medicare.gov to get information on all of your options.