Your Progress Step 1 of 5

Where are you in your Medicare journey?

This helps us provide a more relevant cost breakdown.

Turning 65 soon

Enrolling for the first time

Already on Medicare

Reviewing or changing my plan

Helping a family member

Spouse, parent, or relative

What is your annual income?

Higher incomes may pay more for Part B and Part D (IRMAA). We use filing status to apply the right thresholds.

$62,000 _{/ year}

$20,000$300,000+

Which coverage path are you considering?

We’ll estimate costs for the path you choose.

Medicare Advantage (Part C)

Often $0 premium, bundled coverage, network restrictions

Original Medicare + Medigap Supplement

Higher premium, more flexibility, lower OOP risk

Not sure yet

Show me both directions so I can compare

How many regular prescriptions do you take?

This affects your estimated Part D (prescription drug) costs.

3 regular prescriptions

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Your Medicare Cost Analysis

Based on your inputs, you may be overpaying by this much per year.

Estimated Annual Medicare Overpayment

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per year vs. an optimized plan with a local agent

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Wrong Part D plan for your drugs

The same Rx can cost 10x more on the wrong plan — most people never compare

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Advantage vs. Supplement mismatch

The wrong coverage type for your usage can cost thousands more per year

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Out-of-pocket exposure

Without the right gap coverage, one hospital stay can wipe out your savings

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Enter your info to see your full breakdown + how to cut this number.

A licensed Medicare specialist will reach out — free, no obligation.

First Name

Last Name

Phone Number

🔒 We never sell your info · Licensed agent · Free service

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Your 2026 Medicare Cost Analysis

Here’s what Medicare may cost you.
And what you could cut it to.

Based on your inputs — current path vs. optimized path.

Your Estimated Annual Medicare Cost

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per year across Part B, Part D, gap coverage & out-of-pocket

📊 That's —/mo in total Medicare costs

What You Could Potentially Save

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estimated annual savings with the right plan and a local agent

⚠️ A local agent costs you nothing. This savings can be real.

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Part B Premium

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per month

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Part D (Rx)

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est. per month

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Gap Coverage

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per month

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Monthly Total

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all-in estimate

Annual Cost Breakdown

Part B

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Part D / Rx

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Gap Coverage

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Out-of-Pocket

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What would you like to do next?

✓ 2026 Estimate Model

✓ Licensed Agent

✓ Free Service

Important: GenerationHealth.me is not affiliated with Medicare.gov or CMS. Plan availability and pricing vary by county/ZIP. Estimates are illustrative and based on typical utilization and your selections. Part B standard premium used here: $202.90/mo. Actual costs vary. IRMAA (income-related surcharges) are estimated based on your selected filing status.

Medicare Cost Estimator